When Should I File Small Business Bankruptcy in Oklahoma?

Small Business Bankruptcy

Filing for business bankruptcy is a significant undertaking. Before you can benefit from the protections that the bankruptcy process affords, you’ll need to decide whether to file for Chapter 7 bankruptcy or Chapter 11 bankruptcy. A Chapter 7 liquidation, in most cases, will result in the winding down of a business. “Winding down” is a bankruptcy term for finishing final…

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How To Handle If Your Bank Closes Your Account Based On A Debt You Owe Them?

Bank Closes Your Account

If an Oklahoma bank closes your account over money they claim you owe them you might have some option. Facing a closed bank account can be a stressful and confusing experience, especially if it occurs without prior warning. If you find yourself in this situation, it’s important to understand that banks have various reasons for closing accounts. Some reasons might…

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Can I Get My Gun Rights After an Expungement in Oklahoma

Gun Rights after expungement

You can restore your Gun Rights After an Expungement but there is more to it than people think. Criminal expungement law in Oklahoma allows individuals to petition for the sealing of their criminal records, effectively removing them from public view. This process provides a fresh start for those who have demonstrated rehabilitation and a commitment to leading law-abiding lives. Eligibility…

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Can Someone Get Custody Over a Sibling’s Child in Oklahoma?

Custody Over a Sibling's Child

In Oklahoma it possible to get Custody Over a Sibling’s Child but requires help from the Court. In matters of primary custody and third party custody the best interest of the child is the touchstone considered by the court. Sometimes, circumstances may arise where a sibling seeks custody over their brother or sister’s child. This usually involves cases where the…

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How Do I Transfer Property To A Trust In Oklahoma?

Gift Retirement Accounts

For the purpose of Estate Planning its important to know how you transfer property to a Trust that you own. Understanding trusts and property transfers in Oklahoma can be complex, but it’s important for managing your estate effectively. The last thing that you want is for their plan to fail due to a lack of funding the trust. This blog…

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Should I File Bankruptcy in Oklahoma If I’m Retiring With Debt?

Retiring With Debt

If you are retiring with debt and you live in Oklahoma bankruptcy may help you get out from the despair of crushing debt. Financial management in retirement can be challenging, especially when debt becomes overwhelming. Bankruptcy may seem like a drastic measure, but for some retirees, it could be a necessary step towards financial stability. Bankruptcy is a legal measure…

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How Do I File a Claim For Breach Of Contract In Oklahoma

Breach Of Contract

Filing a breach of contract lawsuit in Oklahoma happens for many reasons. From unpaid loans you’ve made to someone to construction contracts, breach of contract cases can take many forms and result from many different disputes. When you are considering a breach of contract claim there are many things that you should consider and understanding the elements of a potential…

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How Workers’ Compensation Works in Oklahoma

How Workers' Compensation Works

How workers’ compensation works isn’t always easy to understand. Its only after you suffer an on the job injury in Oklahoma that how it works becomes important. Workers comp is a form of insurance that provides benefits to employees who suffer work-related injuries. These benefits typically cover medical expenses, lost wages, and rehabilitation costs resulting from on-the-job injuries. The state…

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What is TTD in Oklahoma Workers Comp Cases

TTD in Oklahoma Workers Comp

TTD in Oklahoma workers comp stands for for Temporary Total Disability. It refers to compensation provided to an injured worker who is temporarily unable to work due to a work-related injury or illness. Temporary disability or TTD pays out to you while you are treating for your work injury. Do I Qualify For TTD For My Work Injury To qualify…

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Navigating a Cease and Desist Defamation Warning in Oklahoma

Cease and Desist Defamation Waring

Navigating a cease and desist defamation warning letter can be tricky legally speaking. In the age of rapid information exchange and social media, the preservation of personal and professional reputations has become more of a challenge than ever. Defamation of character cases, which involve the protection of an individual’s reputation against unjust harm, are increasingly common. A crucial tool in…

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What Is The Purpose For Sending A Cease And Desist Letter In Oklahoma

Sending A Cease And Desist Letter

Sending a cease and desist letter will usually make many people nervous, but sometimes it’s a necessity. A cease and desist letter is a formal written document sent to an individual or entity (such as a business or organization). This is often to demand that they stop engaging in a specific activity or behavior that is believed to be unlawful,…

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If I Lose My Job, Do You Still Have To Pay Child Support in Oklahoma?

You Still Have To Pay Child Support

In Oklahoma you still have to pay child support if you loose your job but there are some things you can do. The law views child support is an essential obligation of every parent. The Family Court tells us every child has a right to receive economic support and emotional care from their parents. Even in the face of challenging…

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What Happens To My Apartment Lease In Bankruptcy?

Apartment Lease In Bankruptcy

Wondering about what filing a chapter 7 does to your apartment lease in bankruptcy is only natural. Filing for bankruptcy can be a challenging process. It often raises concerns about how it will affect various aspects of one’s financial life. If you live Oklahoma and are considering bankruptcy, it’s important to understand how this decision might impact your residential lease….

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Drug Court in Oklahoma and How It Works

Drug Court

Drug court is an alternative court program whose design is to handle cases involving non-violent drug and alcohol offenders in Oklahoma. These programs aim to address substance abuse issues through a combination of legal sanctions and treatment interventions. The purpose of the drug court program is to reduce jail time and offer an alterative to traditional sentencing for drug crimes…

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Will My Oklahoma Child Custody Case Include A Child Support Computation?

Child Support Computation

A child support computation is always part of a custody case. In every Oklahoma divorce or child custody case, the court must include child support. This includes all cases including guardianship, emergency custody, and modifications of existing custody orders. The computation not only includes support but also medical care, and education of the children.” Oklahoma uses the Oklahoma Child Support…

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How Can I get An Annulment In Oklahoma?

Annulment In Oklahoma

An annulment in Oklahoma is much different than a divorce. You can get your marriage annulled but there are very specific things that must be done. An annulment is a legal procedure that effectively erases a marriage. Once the annulment goes through, it’s as if you were never married. There some common question about the process and they include: Legal…

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Are Parents Responsible For Teens Involved In Injury Accidents in Oklahoma

Car Accident Passenger injury

Oklahoma teens involved In Injury accidents may create special liability for their parents. When a teenager is involved in an injury accident, determining responsibility involves a multi-facet approach. This is guided by state laws and principles of negligence. Here’s more on the complexities of responsibility in teen injury accidents in Oklahoma and why involving a skilled personal injury lawyer is…

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Estate Planning and Inherited IRA Issues In Oklahoma

Estate Planning and Inherited IRA

There are several concerns regarding estate planning and inherited IRA accounts in Oklahoma. An Individual Retirement Account or IRA is an investment account that holds retirement savings with certain tax advantages. This is as long as the money you deposit in a qualifying IRA is held until retirement age. Then, the account holder doesn’t pay any taxes, whether income or…

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How Do I Divorce A Spouse In Another State?

Divorce A Spouse In Another State

To divorce a spouse in another state or when you don’t know where they are certain things must be done first. Navigating through a divorce can be a challenging process with specific requirements. This is especially the true if your spouse resides in a different state. Its also true if you don’t know where your spouse lives so that you…

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How Long Bankruptcy Takes In Oklahoma?

How long Bankruptcy Takes

How long bankruptcy takes in Oklahoma depends on which kind of bankruptcy you file. There are many myths about what happens, how long it takes, what things you get to keep, and what you must give up. We want to help you understand the process before you decide if it is right for you. One common issue we address is…

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In Child Custody, Which Parent Picks The School My Child Attends?

Defenses To Piercing The Corporate Veil

Which parent picks the school their children attend is sometimes more complicated than parents anticipate. When it comes to divorce or paternity proceedings in Oklahoma, one of the most critical decisions couples with children must make involves child custody and the subsequent considerations that come with it. A pivotal issue within this realm is determining which school your child should…

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What If I’m An Injured Ticketed Driver In A Car Accident in Oklahoma?

Injured Ticketed Driver

In a car accident, if you are an injured ticketed driver, getting help is going to be more difficult. When you find yourself injured as a result of a car accident, you may be grappling with physical pain, property damage, and the emotional trauma associated with such a calamity. Things can be further complicated if you are the one who…

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What Is An Executors Role Selling A House That’s In Oklahoma Probate

Executors Role Selling A House

The executors role selling a house is strictly guided by Oklahoma probate law. When someone appoints you as an executor of a will, you will face many responsibilities. Among those might be selling a house. This can be challenging and confusing, especially if it’s your first time handling an estate’s affairs. To help guide you in this process, we have…

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Larceny And Burglary Crimes in Oklahoma, What’s The Difference

larceny and burglary

Larceny and burglary are both crimes in Oklahoma. Both of the crimes are related to theft of property and sometimes service. As it relates to all crimes, each crime has different elements from each other. Understanding the elements is critical for a person charged with a crime. The reason for this is that each crime has different ranges of punishment…

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Does A Deed Override a Will in Oklahoma Probate

Annulment In Oklahoma

The question can a deed override a will is one people ask us all the time. When a deed conflicts with the provisions of a will in Oklahoma, the outcome will depend on various factors. This can include the type of deed, the language in the will, and the legal requirements for property transfers. When a deed for real property…

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Can You Get Divorced In Oklahoma If You Were Married In Another State?

Divorce A Spouse In Another State

You can get divorced In Oklahoma regardless of where you were married. Divorce lawyers often encounter individuals who got married in another state but are now living in Oklahoma and seeking a divorce. They often ask, “Can you get divorced in Oklahoma if you were married in another state?”. To provide clarity on this pressing issue, we have prepared a…

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What Are Perjury Charges In Oklahoma?

Perjury Charges

Perjury Charges are serious and are usually charged as a felony crime. If you’ve found yourself in a situation where you’re grappling with the legal complexities of perjury charges in Oklahoma, know that understanding the nature of the crime, its implications, and the potential punishments you’ll face if you’re convicted of a perjury offense are essential. Perjury is a crime…

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In A Breached Contract To Sell A House, Will OK Courts Order Specific Performance?

Breached Contract To Sell A House

In Oklahoma, a breached contract to sell a house may be enforceable in court. The process of buying or selling a house can be a complicated task. It is often rife with numerous legal documents and intricate agreements. These agreements lay the groundwork for both buyer and seller obligations. If any party breaches these terms, it could lead to substantial…

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What Is Considered A Hit and Run Accident in Oklahoma?

Gun Rights after expungement

In Oklahoma a hit and run accident refers to leaving the scene. It’s called a hit-and-run when a driver involved in a car crash leaves the scene without stopping to communicate with others involved in the accident. It’s not necessarily a crime to be involved in a car wreck or even to cause one accidentally. However, you can be charged…

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What Are Hate Crimes in Oklahoma And How Are They Punished?

Assault and Battery Against a Pregnant Woman

Hate crimes In Oklahoma are often charged as a felony offense by the prosecutors. This kind of crime is defined as any criminal act committed against a person, group, or property. Also, the crime must be motivated by a specific reason based on who that person is or the group they belong to. As national attention has turned to crimes…

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What Things Make a Will Invalid in Oklahoma?

Make a Will Invalid

In Oklahoma bad procedures can make a will Invalid if it doesn’t satisfy legal requirements. Estate planning is one of the most important legal procedures that many people go through. However, the effects of the choices and the legal validity of how you made in your will won’t be fully known until after you are gone. When considering how you…

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Is Possession Of Burglary Tools in Oklahoma A Serious Crime

Possession Of Burglary Tools

Oklahoma laws make it a crime to carry certain listed burglary tools. However, you are most likely to face criminal charges if you’ve had a criminal conviction before and are found with tools on the state’s list of burglary tools. In the state of Oklahoma, the possession of burglary tools can be considered a serious crime. This will depend on…

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How Do Easement And Property Line Disputes Get Resolved in Oklahoma?

Easement And Property Line Disputes

Easement and property line disputes in Oklahoma are common but can be avoided. An easement is a legal right to use a specific part of someone else’s property for a particular purpose. In an Oklahoma property line dispute, an easement can provide a solution that allows both parties to use the land in question. If there is a property line…

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How Is Video Evidence In Criminal Cases in Oklahoma Used?

Blind Plea In Oklahoma

Video evidence In criminal cases in Oklahoma can be used but there are certain legal considerations. Some video evidence in criminal cases is a powerful tool. Its a tool that can help to establish important facts, provide context, and corroborate witness testimony. Video evidence works in an Oklahoma criminal case much like any other type of evidence. The admissibility of…

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Do Unmarried Fathers Have The Same Rights As Married Dads?

Unmarried Fathers

Unmarried Fathers rights to custody and visitation are the same as they are for married fathers. Thanks to a new law that recently took effect in Oklahoma, unmarried fathers and mothers now have equal parental rights and obligations for a child born outside of a marriage relationship when a paternity acknowledgment is signed. Hospitals have the responsibility to help new parents…

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What Is Contempt of Court in Oklahoma And How Do I Defend Against It?

Gun Rights after expungement

Oklahoma law recognizes two types of contempt, called direct and indirect contempt. Direct contempt happens in the presence of the judge when someone purposefully interferes with the judge’s job and willfully fails to follow the judge’s orders in court. Indirect contempt happens when the person fails to follow the court’s orders outside of court. In domestic and family law, indirect…

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Common Shareholder Disputes In A Business Partnership in Oklahoma

Easement And Property Line Disputes

Shareholder disputes a business partnership in Oklahoma make making goals for the business difficult. On the one hand a partnership can be a good way to operate a business. But, its important that the partners understand what they are getting themselves into. Often, one partner may have some unique talent in the industry that helps the business excel in its…

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Who Pays For Tutoring In A Custody Case in Oklahoma?

Tutoring In A Custody Case

Which parent pays for tutoring in a custody case in Oklahoma depends on several different factors. When parents separate, there are a lot of questions to answer about taking care of children and getting them everything they need to succeed in life. Divorced or Single parents must decide important issues of who is to take on which parental duties so…

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Is It Legal To Video Record The Police in Oklahoma?

Video Record The Police

Its legal to video record the Police in Oklahoma but there are certain procedures you must pay attention to. There are times when you may want or need to have a record of someone’s interaction with the police. Whether it is someone you know or a stranger, if you see the police doing something that seems inappropriate, overly harsh, or…

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Who is Liable For a Horse or Cow Injury Accident on The Road in Oklahoma?

Horse Or Cow Injury Accident

A horse or cow Injury accident on the road in Oklahoma can have devastating consequences. Those consequences can involve both personal injury and damage to your vehicle. Oklahoma has a lot of rural lands that are used for ranching and farming. Livestock like bulls, cows, and horses occupy a lot of real estate all throughout Oklahoma. If an animal’s owner…

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What Is The Cost Of Probate in Oklahoma and Can I File It Without an Attorney

Selling A Home In Probate

The cost of a probate in Oklahoma can vary depending on several factors, such as the complexity of the estate and whether there are any disputes or challenges to a will. Some probate cases involve more administration than others and the probate process my involve more work. This also depends on the complexity of the case including the number of…

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Electrocution Injuries At Work In Oklahoma

Electrocution Injuries At Work

If you’re a victim of electrocution injuries at work in Oklahoma, then you may be able to recover damages by filing a workers’ compensation claim. This claim can be filed and you can recover treatment regardless of who was at fault. Workers’ compensation in Oklahoma is a no-fault state-mandated insurance program. This means that whether the injury resulted from your…

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Should I Get Uninsured Motorist Coverage In Oklahoma?

Uninsured Motorist Coverage In Oklahoma

Uninsured Motorist Coverage In Oklahoma is a great option that offered in our state. Oklahoma is a fault state for car accidents, meaning that motorists who cause accidents are legally responsible for compensating victims. The state requires that drivers have liability insurance to cover bodily injuries and property damage. Unfortunately, many motorists in Oklahoma are completely uninsured. If they strike…

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What Is Probate Litigation in Oklahoma Estate Planning?

Probate Litigation in Oklahoma

The potential for probate litigation in Oklahoma should inform the type of state planning you engage in. Going through probate court can be intimidating. Probate is the process your loved ones must go through to access your assets after your death. It is a court process where an induvial is appointed to locate all the assets of your estate and…

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Is Self-Defense A Defense In An Agreed Fight in Oklahoma?

Arson Crimes

When is self-defense a defense In an agreed fight depends on the particulars of the case. Self-defense is a defense against being accused of a violent crime. The self-defense argument can be raised if you are forced to hurt or kill someone to protect yourself or someone else. Self-defense does not apply if you are the aggressor in a situation….

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How Does A Buy-Sell Agreement For A Business Work?

Buy-Sell Agreement For A Business

A well drafted buy-sell agreement for a business in Oklahoma is critical for transferring business assets. As a business owner, you know there are multiple ways to enter contracts with other business owners. You do it everyday as you run your business. You may be looking to outsource your payroll or find an induvial to deal with shipping products for…

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Are The Fathers Rights To Custody The Same as Mothers Rights in Oklahoma

Fathers Rights To Custody

In Oklahoma, fathers rights to custody are the same as they are for the mother. There are several factors that help Judges determine child custody in our state. In Oklahoma the family law courts determine child custody based largely on the best interests of the child. The best interest test considers a variety of different factors. Some of the factors…

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Do Protective Orders Require A Family Relationship Between The Parties in Oklahoma?

Protective Orders Require A Family Relationship

To be valid in Oklahoma protective orders require a family relationship between the person seeking the order and the person accused of of being dangerous. Anyone concerned for their safety because of stalking, harassment, and threats of violence can obtain protective orders from the court in Oklahoma. One of the questions people seeking protective orders may encounter is whether they…

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What If I’m Pregnant in a Car Accident in Oklahoma?

Pregnant in a Car Accident

If you are pregnant in a car accident in Oklahoma you may have special claims that need to be looked at. Getting into a car accident is one of the most frightening things that can happen while pregnant. Accidents are usually traumatic, even if at low speeds. Mothers and their unborn children can suffer serious injuries in a wreck, with…

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What Is Criminal Malice Under Oklahoma Criminal Law?

Perjury Charges

Criminal Malice in Oklahoma is generally understood to mean having bad or evil intent. The term “malice” is defined by Oklahoma criminal law statutes to mean having a wish to “vex,” “annoy,” or “injure” another human being. Thus, under Oklahoma law, the word malice may have a somewhat different connotation than it carries in everyday language. In Oklahoma criminal law,…

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Do I Have To Allow Visitation To A Parent That Is Using Drugs And Alcohol in Oklahoma?

Parent That Is Using Drugs

A parent that is using drugs and alcohol in Oklahoma could lose visitation. Learning that your child’s parent is taking drugs can be distressing, particularly when the individual has visitation rights with your child. Per Oklahoma law, children have a right to communicate and visit with their family, kin, and community regularly, as long as the communication or visitation is consistent…

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Are There Bankruptcy Rules Ending Creditor Harassment in Oklahoma?

Bankruptcy Rules Ending Creditor Harassment

Bankruptcy rules ending creditor harassment in Oklahoma protect consumers from predatory lenders. Creditor harassment is a significant issue for the Federal Trade Commission and other federal agencies that safeguard people’s rights. They receive countless complaints about companies who are relentless in their calls, emails, and texts about collecting on debts. Due to these complaints and the continual harassment of some…

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What Is The Average Car Accident Settlement Amount For Oklahoma Car Wrecks?

Suicidal Allegations On Custody

The average car accident settlement amount for Oklahoma personal injury accidents is dependent on the facts of your particular case. Car accident victims rely on settlements to cover the costs of their medical care, other financial losses, and pain and suffering. One common question is, “How much is the average car accident settlement?” Many factors are involved, so this is…

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Domestic Assault and Medical Hearsay Evidence in Oklahoma

When A Spouse Dies

Domestic assault and medical hearsay is an exception to the hearsay rule in Oklahoma. Sometimes, we find ourselves in situations where our personal relationships have gotten out of hand.  Too many times, police are called to intervene.  If you find yourself in such a situation, especially when police are calling it “domestic violence”, there is a lot of pressure to…

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What Is A Severance Agreement, And Should I Have One in Oklahoma?

Leaving a job can be a terrifying decision to make. Especially if you do not currently have a new job lined up, finding out that you have been terminated from your current position can open up numerous questions for you and your family. You may start to wonder how or when you will find another job or how you will…

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Oklahoma DOC Time Calculations and Credits

4 Strikes Law in Oklahoma

Understanding how Oklahoma DOC time calculation works gives a person a better understanding of how much they can reduce their time as an incarcerated person. Sometimes, once tangled into the court system, you or a loved one may be required to spend time in the Department of Corrections.  While hearing the length of the sentence can illicit despair, it is…

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Do I Lose My Guns When A Protective Order Is Filed Against Me in Oklahoma?

Guns when a protective order is filed

You rights to have guns when a protective order Is filed against you is seriously limited. This is a little known consequence of someone filing a victims protective order against you. Its not even a question if the protective order is issued on a permanent basis or its merely temporary. Even before its proven to be valid guns when a…

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Can I Get An Order To Sell Property In A Probate Case in Oklahoma?

Children Of Deceased Parents

In order to sell property in a probate you need a court order signed by the Judge in the case. Oklahoma probate can be an overwhelming process, especially if you are unfamiliar with it and it is your first time. In the probate process, you may be appointed by the probate court as the personal representative of a loved one’s…

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Tips For Taking Accident Photos After a Car Wreck in Oklahoma

Accident Photos After a Car Wreck

Taking accident photos after a car wreck can prove to be very helpful. In fact, one of the most important things that you can do at the scene of an accident is to take photos. These could later serve as crucial evidence in an injury or criminal case. Accident photos’ offer proof of the extent of damage to you automobile…

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How Do I Establish Paternity In Oklahoma?

Establish Paternity In Oklahoma

To establish paternity In Oklahoma you must follow very specific guidelines. Certainly, the conversation surrounding who is the father of a child can be an uncomfortable one. While popular television shows make light of the situation, determining if you are the father of a child is a serious matter with life-altering consequences. Couples that are not married may need assistance…

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Getting A Medical Marijuana Dispensary License In Oklahoma

Medical Marijuana Dispensary License

Getting a medical marijuana dispensary license in Oklahoma has very specific requirements. Medical marijuana has been legal in the state of Oklahoma since April 2015. Since the law was passed there has been a rush to open up dispensaries and grows throughout the state. With this rush medical marijuana laws have evolved to meet the new demand and other challenges….

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What Is A Special Needs Trust In Oklahoma, And Can I Make My Own?

Special Needs Trust In Oklahoma

A special needs trust In Oklahoma is a part of a well planed estate. It is crucial to have an estate plan to help ensure that your belongings and assets go to the people you want them to after you’ve passed away. When considering what documents you’ll need to execute as part of your estate plan, it is essential to…

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What Is A Gun Trust in Oklahoma, And Why Do I Need One?

Gun Trust in Oklahoma

A gun trust in Oklahoma is a legal document commonly used in estate planning that helps to protect gun owners and their Second Amendment rights. A gun trust facilitates the lawful purchase, possession, and sale of class three weapons. Class three weapons include machine guns, submachine guns, suppressors or silencers, and other destructive devices. Like many other trusts, a gun…

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What Is A Guardian Ad Litem In Oklahoma Family Law And Why Might I Need One?

In an Oklahoma contested child custody case a Guardian Ad Litem Is often ordered by the family court. Whether you and your child’s other parent are separating, divorcing, or your unwedded romantic relationship is ending, you may need to consider formalizing a child custody arrangement. Some co-parents agree on most issues about their children, while others might spend years in…

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What Is A Final Accounting In Oklahoma Probate

Home Builder Breaches His Contract

The final accounting In Oklahoma probate case can be said to be the beginning of the end of the case. From its begging to its end a the probate process is very technical in the order and format the pleadings in the case are filed. The process and the way things go is also impacted by the size of the…

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Can I Be Charged With DUI Marijuana in Oklahoma?

DUI marijuana in Oklahoma is a crime. Recreational use of cannabis or marijuana is illegal in Oklahoma. Medical use of marijuana in Oklahoma is allowed with a medical marijuana patient license. But even those who lawfully possess marijuana for medicinal purposes cannot use it and then drive if doing so will impair their judgment. Over the past several years the…

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What Is The Role Of Lie Detector Tests in a Criminal Case in Oklahoma?

Easement Disputes

In Oklahoma the role of lie detector tests in criminal cases is dubious at best. Most states, including Oklahoma, do not accept the results of polygraph (often called lie detector) tests as admissible evidence in court. This is because polygraph tests do not meet the threshold of reliability required for evidence that is admissible in court. The reasons are many…

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Rainy Day Driving Tips To Keep You Safe On Oklahoma Highways

Rainy Day Driving Tips

Following certain rainy day driving tips can help to keep you safe on Oklahoma roads during times of inclement weather. Roads and highways are already dangerous places without the additional introduction of hazardous weather conditions. However, there are always steps that drivers can take to protect themselves on the road, even on a rainy day. Read on for our top…

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Can You File Bankruptcy On Child Support in Oklahoma?

Bankruptcy On Child Support

In Oklahoma filing bankruptcy on child support is not an option. Bankruptcy is a debt management tool often utilized by individuals and businesses experiencing financial hardship. This usually means you cannot reliably pay your debts. Bankruptcy provides an opportunity to get out from under the weight of overwhelming debt. This is done by eliminating past due unsecured debt by filing…

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How Does Estate Planning and Probate Work in Oklahoma?

Estate Planning and Probate

Estate planning and probate in Oklahoma is governed by state law statutes. Its designed to help people distribute their assets when they pass. As a society, we respect the wishes of the deceased. As a result, the law requires us to engage in the probate process when a friend or family member passes away. During this process, someone is appointed…

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The Basics Of Bail In Oklahoma

Perjury Charges

The right to bail in Oklahoma is guaranteed, within certain limitations, by the Eighth Amendment to the United States Constitution. This amendment states that “[e]xcessive bail shall not be required” in a criminal case. Supreme Court cases have held that the government must not set bail higher than what is necessary to ensure the government’s interest. The classic government interests…

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When Should You Go To Oklahoma Small Claims Court?

Gun Rights after expungement

In the United States, most states have a small claims court division of their judicial system. In Oklahoma, the small claims court helps take smaller cases off the district court’s docket to free them up for more complex and severe claims, such as a million-dollar oil-spill case. By going to small claims court instead of filing your lawsuit in the…

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Special Considerations When Doctors Divorce in Oklahoma

The process of getting a divorce can be difficult no matter who the parties are. With long hours and the extra burden that can be a part the job, doctors can be particularly vulnerable to their marriages falling apart. Because many doctors are high-income earners and some have their own private practice, a divorce involving one or more doctors can…

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Can I be Fired For Filing Bankruptcy in Oklahoma?

Debt Consolidation Scams

You cannot be Fired For Filing Bankruptcy in Oklahoma. The State and Federal government provide certain protection for people filing chapter 7 or chapter 13. If you’re considering filing for bankruptcy, you probably have endless questions about your future. One of the main questions may be about keeping your current job or being able to find another job in the…

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Heavy Equipment Work Injuries in Oklahoma

Heavy equipment work injuries

Heavy equipment work injuries in Oklahoma can cause devastating injuries. You need to act to protect your future and obtain the maximum amount of compensation. The Oklahoma workers’ compensation insurance program is designed to compensate you for your injuries and lost wages. The critical thing to remember is that the workers’ compensation insurance program is a no-fault insurance policy. No-fault…

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What Are The Different Degrees Of Arson in Oklahoma?

Blind Plea In Oklahoma

There are different degrees of arson in Oklahoma. The degree a person is charged with has a big impact on potential jail time if any. Setting fire to a building or structure in Oklahoma can land you a criminal charge called arson. Even if you own the property, you could be convicted. If you have been arrested and charged with…

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Is There Special Age Considerations For Child Visitation?

Establish Paternity In Oklahoma

Special age considerations for child visitation orders in Oklahoma exist but depend on many different factors. If you are a noncustodial parent, visitation and custody is a crucial part of maintaining your relationship with your children. In establishing your rights to visitation and custody the age of your minor child may affect these valuable visitation rights? Best Interests Of The…

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Oklahoma Assisted Living Abuse Lawyer

Assisted Living Abuse

Assisted living abuse in Oklahoma is serious and harms our vulnerable senior population. Moving a loved one into a nursing home or assisted living can be a difficult and nerve-wracking decision. Will your loved one receive the care, respect, and protection that they deserve? Sadly, some nursing home residents don’t. If your loved one is neglected and suffers an injury…

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What is The Length Of A Protective Order In Oklahoma?

Drug Court

The length of a protective order in Oklahoma depends on some different factors. Understanding what exactly a protective order is and the process will help you understand what’s at stake. A protective order is a legal order issued by an Oklahoma court to protect persons specifically identified in the order from harassment or abuse by a named individual. Its purpose…

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What Are Some Basics For Starting Your Own Business in Oklahoma?

Children Of Deceased Parents

Starting your own business in Oklahoma is an important time. Being a business owner is a way of of making money for yourself and making it your way. Starting your own business in Oklahoma will help you to finally offer your product or service to the world and receive compensation for it. There will be many things on your to-do…

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Oklahoma Bankruptcy And Senior Citizens, Is It an Option?

Bankruptcy And Senior Citizens

As a senior, you may encounter large unexpected medical bills and feel like you may have to file bankruptcy to manage the daily collection calls and the amount of debt you have acquired. This can be compounded by a fixed income or that family members are their best means of support. The frustrating part behind bankruptcy and senior citizens is…

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What Is Uttering A Forged Instrument in Oklahoma?

Uttering a forged instrument in Oklahoma is illegal. The Oklahoma legislature uses the word “utter” as a synonym for the terms “pass” and “transfer.” Most people think of this crime as only involving hot checks but, this is not the case. Any negotiable instrument that is passed or otherwise forged is considered an uttering crime. Passing an instrument like a…

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What Is The Best Evidence In A Custody Dispute in Oklahoma?

Evidence In A Custody Dispute

There are different kinds of evidence in a custody dispute. The evidence used will help the courts determine which parent should have sole custody or if joint custody is better. In Oklahoma, a judge will only approve a custody plan that promotes the best interests of the child. If parents cannot mutually agree to such a plan, the court will…

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What Is Revenge Porn in Oklahoma?

Revenge Porn in Oklahoma

Revenge Porn in Oklahoma is becoming more of a problem. Nowadays, cameras are everywhere. Americans snap pictures with their phones, tablets, laptops, cameras, and even handheld videogame consoles. Cameras are even mounted above roadways to document the potentially unlawful behavior of Oklahoma’s motorists. The reality of photography today is that many photographs are taken without a subject’s consent. Additionally, many…

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Rights Of A Good Samaritan Injured In An Accident in Oklahoma

Good Samaritan Injured In An Accident

A good Samaritan injured in an accident has certain rights in Oklahoma. All states provide some version of a Good Samaritan law. These laws are intended to protect individuals who take action in emergencies and other injury accidents to offer help. Good Samaritan laws encourage individuals to do whatever is necessary to provide assistance in an emergency and to do…

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What Is The Statute Of Limitations On Debt in Oklahoma?

The statute of limitations on debt

A statute of limitations on debt limits for how long a debt can hang out there over your head. Are you being inundated with phone calls from debt collection agencies looking for the repayment of debt? Before you make an offer to them to repay some of your old debt, it is crucial to determine how old the debt is….

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Oklahoma Intestate Distribution For Out of Wedlock Children

Selling A Home In Probate

Intestate distribution for out of wedlock children can be different than it is for children born to a marriage. In Oklahoma, the government has a default will for you if you die without one. This process of using the government’s will for you is called intestate succession. Your estate may go through probate court, and a judge will help your…

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How Do I Value My Business In A Divorce in Oklahoma?

Home Builder Breaches His Contract

It is important to accurately appraise the value of your business in a divorce case. A business interest is often a marital estate’s most valuable asset, even more valuable than any real estate holdings. Spouses may consider their business interests as inconsequential with little or no financial worth. But an Oklahoma court will assign some value to even a small,…

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Should I Refuse Medical Care After A Car Accident in Oklahoma

Uninsured Motorist Attorneys

Getting medical care after a car accident in Oklahoma is one of the most important factors in the case of an injury accident. in many instances people might not know for sure if they are okay or if they are just a little shaken up after a crash. People believe that they will be fine after a few days of…

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What Is A Force Majeure Clause in Oklahoma Business Contracts?

larceny and burglary

A Force Majeure clause in Oklahoma contracts is a basis some businesses turn to in hard times. Especially with the recent pandemic, many businesses have been looking to rely on force majeure clauses in contracts to get out of their obligations. But what exactly is a force majeure clause, how does it work, and can you get out of a…

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Is Pepper Spray Legal To Carry in Oklahoma?

Pepper Spray

In Oklahoma pepper spray is a self defense weapon. There are several non-lethal weapons that are allowed to be carried without a permit. The non-lethal must be carried for a legal purpose and by a person legal able to carry this non-lethal. Traditional chemical mace is classified as an irritant and is like tear gas. According to Oklahoma Law (21…

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Placing Children On A Protective Order To Establish Custody in Oklahoma?

Tutoring In A Custody Case

Placing children on a protective order in Oklahoma is not recommended. A protective order directs a named defendant to follow specific conditions of conduct or behavior. It directs the defendant in the restraining order to stay away from the person who got the order. It serves as a warning to a defendant that violations of a protective order will result in…

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Do You Need A Will To Transfer Bank Accounts When You Die in Oklahoma?

Transfer Bank Accounts When You Die

To transfer bank accounts when you die there are a few different methods available in Oklahoma. A will works as a way to transfer ownership of an asset like a bank account from someone deceased to someone who is living. The will or Estate plan is used as a guide for a probate court judge to help determine where the…

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What Should I Look For Before Investing In An Oklahoma Business?

Investing In An Oklahoma Business

Investing in an Oklahoma business can be a great opportunity. Maybe you feel the company has a huge potential because of a new product they have just launched, or you want to support their mission. Or, maybe being a business owner and being your own boss has tremendous appeal. Investing can be a great way to provide capital for a…

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Can I Discharge Past Rent In Bankruptcy?

Bankruptcy Rules Ending Creditor Harassment

In Oklahoma you can discharge past debt in bankruptcy. This includes both a chapter 7 bankruptcy and a chapter 13. Bankruptcy may be an option to discharge or reorganize your debts. But only specific types of debt can be discharged through bankruptcy. As you consider filing for bankruptcy, make sure the kinds of debt you want to eliminate are qualified…

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What Is A Rule 8 Hearing In Oklahoma Criminal Cases?

Rule 8 Hearing In Oklahoma

A rule 8 hearing In Oklahoma criminal cases is a hearing regarding fines and costs. In any criminal matter, if you are convicted or even if the sentence is deferred, there will be fees, fines and costs associated with the proceeding. A dismissal may not even always eliminate certain fines and costs. Short of the Judges ruling the best way…

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What Can Cause Probate Delays In Oklahoma?

Estate Planning and Inherited IRA

Probate delays in Oklahoma are frustrating. Probate is the Court’s process to distribute a deceased person’s estate. The probate process can be a difficult time for families. Emotions are running high, money is involved, and everyone is on edge. This article will describe some of the most common probate disputes and how these disputes might delay the probate process so…

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Estate Planning For Blended Families in Oklahoma

Planning For Incapacity

Estate planning for blended families in Oklahoma continues to be more important. In the United States, the current divorce rate for first-time marriages is almost fifty percent. Of the fifty percent of marriages that end in divorce, most people re-marry. Bringing two different families together can be difficult and result in many emotions for both sides of the family. These…

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What If My Spouse Files A Protective Order Against Me in Oklahoma?

Gun Rights after expungement

Its not uncommon in divorce or child custody cases where a spouse files a protective order against the other side. A protective order in Oklahoma is a court order that protects specific individuals from harassment or abuse. The order limits another person’s behavior towards the individual requesting protection. They can be filed by anyone against another in which they are…

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Does Workers Compensation Benefits Affect Child Support in Tulsa?

Workers Compensation Benefits

Oklahoma workers compensation benefits affect child support in some instances. Oklahoma law imposes a legal duty on parents to support, protect, and care for their minor children. This includes financial support based on Oklahoma’s child support guidelines. The Oklahoma guidelines require specific data about the number of children subject to the support order, any other children, each parent’s income, the…

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When Can I Be Awarded Punitive Damages For Personal Injury in Tulsa Oklahoma?

Horse Or Cow Injury Accident

Punitive damages for personal injury in Oklahoma are sometimes available to our clients. As in every other state, Oklahoma’s civil court system provides individuals with a mechanism for recourse when harmed by the negligent, reckless, and intentional conduct of others. If you live in Oklahoma and have been wrongfully injured, you have the right to seek compensation for your injuries….

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What Is A DUI Field Sobriety Test In Oklahoma?

Drug Court

A DUI field sobriety test In Oklahoma is some of the most common evidence used by the Police in a DUI. Field sobriety tests determine impairment or a BAC level in DUI stops The BAC is used to establish probable cause for a DUI arrest. The court determines their admissibility in any DUI case on a case-by-case basis, using the…

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Do Collectors Have To Abide By Fair Debt Collection Rules In Oklahoma

Rule 8 Hearing In Oklahoma

Fair debt collection rules In Oklahoma apply to debt collectors both inside and outside the state. Federal and state laws limit creditors and collection agencies when collecting debts. Most states have enacted laws applicable to debt collection. Many are like the Fair Debt Collection Practices Act, while some are broader and apply to the original creditor. States also have laws…

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Determining Child Custody For Unmarried Parents In Oklahoma?

Establish Paternity In Oklahoma

Child Custody For Unmarried Parents in Oklahoma is determined by filing a petition for paternity in the district court where the child is found. It may come as a surprise that ninety percent (90%) of all child custody arrangements are determined through mutual agreement between the parents, without court intervention. So what happens when the parents cannot agree on the…

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What Are Some Requirements For Filing Bankruptcy in Oklahoma?

Requirements For Filing Bankruptcy

The requirements for filing bankruptcy in Oklahoma are precise and must be met for you to be eligible to file. Bankruptcy is not something that you will want to enter blindly. It will likely require some foresight and planning. Because it can be a life-altering decision, you will want to educate yourself on the process and what some requirements for…

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What Is The Best Custody Arrangement In Oklahoma?

Best Custody Arrangement

The best custody arrangement In Oklahoma depends on the particular situation and facts of your case. Going through a separation or divorce can come with many logistical and emotional challenges. If there are children involved, it can be even more difficult. There can be many factors in deciding on a plan for custody and visitation. At the center of custody…

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Who Is Liable For An Injury Caused By Construction Defects?

Injury Caused By Construction Defects

An Oklahoma Injury caused by construction defects can be devastating causing serious personal injury or death to victims. Construction projects are a daily occurrence. Whether it is the construction of a new building, roads, or the repairs and maintenance of highways and facilities, there is always some form of construction going on around us. That is why it is no…

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What are Guardianship Requirements If I Have A Felony Conviction In Oklahoma?

Oklahoma has certain guardianship requirements for those seeking a guardianship of another person. There are some unfortunate situations in life that might result in a person becoming unable to make their own decisions. Legally, this is known as being incapacitated. When someone becomes incapacitated and cannot handle their affairs, they can have a guardian appointed to them who will step…

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What Is The Statute Of Limitations For Car Accidents in Oklahoma?

statute of limitations for car accidents

The statute of limitations for car accidents in Oklahoma requires that you bring your negligence claim within a certain time period. If you miss the statutory period you may be time barred from collecting damages for the negligence of the other driver. There can be a lot to process after you’ve been in a car accident. There might be car…

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Is Social Security Income For The Bankruptcy Means Test In Oklahoma?

Filing Bankruptcy on Past Rent

Social Security Income might impact your ability to file a bankruptcy in Oklahoma. If you face financial challenges, bankruptcy may be the solution you need to feel at ease again. However, pursuing bankruptcy might seem overwhelming. Filing for bankruptcy can entail figuring out confusing paperwork and dealing with detailed research about your options. When you decide to file for bankruptcy,…

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What Is The Waiting Period For A Divorce In Oklahoma?

There is a waiting period for divorce in Oklahoma that depends on a few different factors. Deciding to get a divorce can be one of the most challenging decisions you’ll have to face. Not only are there all kinds of arrangements to consider, but there are also so many emotions to navigate. Adding the grieving of your relationship to all…

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Can I Remove an Executor in a Probate Case In Oklahoma?

You can remove an Executor in a probate case In Oklahoma but there are things that must be done first. Imagine this: your loved one dies and leaves behind a will. The will named a specific person to be its executor. However, you and other relatives begin questioning the integrity of this executor. You believe that this executor isn’t fulfilling…

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Holiday Spending Before Filing Bankruptcy in Oklahoma

Spending Before Filing Bankruptcy

Spending before filing bankruptcy in Oklahoma is scrutinized by the bankruptcy trustee. This is even more true when the spending involves holiday gifts to friends and family members. The reason for this added scrutiny relates to what bankruptcy actually is and what its intended for. Bankruptcy in Oklahoma is a legal process where a person or company cannot repay their…

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Steps To Settling Automobile Accident Claims Without A Trial in Oklahoma

Gun Rights after expungement

Settling automobile accident claims in Oklahoma requires that certain steps are taken. For many of us, car accidents are among the more stressful situations in life. While sometimes the accidents are just a headache to deal with, other times an accident can come with severe consequences. This may include physical injuries, financial harm, and emotional trauma. Facing the legal system…

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Proving Liability For Truck Accidents in Oklahoma

Liability For Truck Accidents in Oklahoma is determined using more then a normal police report. Claims involving truck collisions are vastly more complicated compared to passenger car crashes. Injuries in truck accidents tend to be more severe. Companies with deep pockets don’t make matters easy for their victims. This makes it imperative to consult with an 18-wheeler truck accident attorney…

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Do I Have To Probate My Will In Oklahoma?

If someone makes a will and that person dies, you must probate a will in Oklahoma to determine if its valid. A last will and testament (known more simply as a will) is a legal document which lays out instructions for what to do with some or all of your assets at your death. Some of your assets that might…

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Getting a Misdemeanor Expunged

Getting a criminal misdemeanor expunged in Oklahoma is possible. Expungements remove or “seal” past offenses on your criminal record, but you must qualify. Having a past charge or conviction available for the public eye can cause a lot of burdens in your life. This impacts includes things like looking for a job, buying or renting a house, or simply being…

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Debts Forgiven in Bankruptcy

When we file your case most of your debts are forgiven in bankruptcy. Even if your paycheck is being garnished the garnishment stops and the debt is forgiven. Although this is welcome news there are still some kinds of debt you’ll have to continue paying. This is in addition to any secured debts, debts where you have pledged the asset…

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Capital Punishment in Oklahoma

Power Of Attorney Or Guardianship

Capital Punishment in Oklahoma is permitted under sate law. Oklahoma has not enforced the death penalty since 2015. Charles Frederick Warner was the last man executed using the death penalty in our state. He was injected with a lethal dose of midazolam. Despite having 2 botched executions in the past decade that stirred controversy, Oklahoma plans to resume capital punishment…

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Irrevocable Trusts in Oklahoma

Step children and estate planning

In Estate Planning people often turn to trusts as a way of passing assets to avoid probate. One of the many trusts available is the Irrevocable trust. Irrevocable Trusts are trusts that cannot be altered or ended once they are executed. Unlike revocable trust, they don’t allow for modification and termination if the trust creator has to make changes. Although an irrevocable trust…

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Federal Grand Jury Process Explained by Tulsa Criminal Lawyer

Driving Under Suspension in Oklahoma

Federal Grand Jury Process, like all federal criminal prosecutions is much different than in State Court. Most people are familiar with State court cases in Oklahoma, where the charges are already determined, and the case goes to trial. This is what is most commonly seen on television and what most people will experience if they’re arrested. If someone is arrested…

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Kidnapping Criminal Charges in Tulsa County

Kidnapping criminal charges are filed as a felony in Oklahoma.  Most people think of famous cases like Elizabeth Smart or the three girls in Ohio who recently escaped.  However, these are extraordinary cases involving kidnapping criminal charges.  The crime often times will be from an estranged or ex-spouse taking a child.  Other forms are often holding a person against their…

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Full Oklahoma Expungement and Pardon

An Oklahoma expungement gives you a new lease on life. Many people convicted of crimes in Oklahoma presume that once they have served their time and fulfilled the terms of their probation they can move on with their lives.  The reality is that a criminal record can follow a person far into the future.  It can impact employment opportunities, housing,…

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Oklahoma Work Injury Options

Injured At Work In Oklahoma

Oklahoma Work Injury options include having all your medical care paid by your employers insurance. In Oklahoma employers must carry Workers Compensation Insurance.  This means that if any employee of the company faces on the job injuries, the Workers Comp Insurance will cover them.  It provides benefits to workers who are unable to perform their regular job duties because of the…

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Tulsa Immigration Attorneys Discuss Marriage and Fiance Visa Process

Child Neglect

Marriage and Fiance Visa Process is tricky but paying close attention to the details helps get the process done. Each year the US Department of State provides approximately 30,000 couples with a marriage visa.  These are professionally the K-1 Visa.  K-1, or a marriage visa, is a requirement for couples to marry in which one person is a non-citizen of…

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Dividing Debts in Oklahoma Divorce

Spouse Refuses To Sign The Divorce

Dividing Debts in Oklahoma Divorce is a question faced by many families working through divorce.  One of the most frequently asked questions of a lawyer is “How does property divide in a divorce?”.  This generally includes dividing debts also.  Take for instance you had certain debts entering into a marriage, or your spouse took out student loans for a professional…

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Failure to Pay Fines and Court Costs in Oklahoma

Failure to Pay Fines and Court Costs in Oklahoma is a crime. Its a crime that can land you in jail.  A 2013 Tulsa World article, the editors at Tulsa World discuss the increasing number of people in jail for failure to pay  fines and Court costs in Oklahoma.  The article focuses on a woman who originally had $150 in fines…

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Texting and Driving in Oklahoma

Texting and driving in Oklahoma causes serious personal injury.  On November 1, 2015 in Oklahoma, the Trooper Nicholas Dees and Trooper Keith Burch Act of 2015 went into effect.  This bill resulted from an accident in which a driver—distracted by texting—hit and killed Oklahoma State Trooper Nicholas Dees and injured Trooper Keith Burch.  Although the wreck was unintentional, the driver…

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Probation Revocation Oklahoma

Probation revocation Oklahoma is a serious offense. When you’re convicted of a criminal charge in Oklahoma the Judge has the choice of sentencing you to a jail term, probation or a combination of jail and probation. If the Judge sentences you to a term of probation and you violate the probation the court can revoke the probation and sentence you…

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New Oklahoma Immigration Application Process

Power Of Attorney Or Guardianship

President Obama announced sweeping changes to the immigration application process on November 20, 2014. These changes are not statutes. Rather, they are executive actions. Thus, they garnered a lot of criticism by the Republican-led Congress. As part of his address regarding immigration application process and reform, President Obama promised to tighten enforcement of the borders, focus resources on deporting immigrants…

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Suing Outside of Workers Compensation Court

Workers’ compensation is generally the sole means of compensation for employees suffering injuries.  Although this is generally the rule, there are several exceptions.  Under certain circumstances, you may be able to sue for damages outside of the workers’ compensation system.  Our Tulsa Workers Compensation Lawyers set these exceptions out and they include the following: Those injured by a defective product may…

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Oklahoma Drug Crimes

Oklahoma drug crimes are a serious matter, punishable by years in prison, substantial fines, and the potential for a felony record.  In addition, Oklahoma Drug crimes can be defined to include any criminal activity that involves an illegal controlled substance. If you’ve been accused of a drug crime in Oklahoma or fear you soon will be, you need to retain the…

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Is Chapter 13 Bankruptcy Right for You?

In recent years, more and more Americans have found themselves weighed down by significant debt. Struggling to pay bills and living expenses, dodging harassing phone calls, and losing sleep over financial worries drives many individuals to consider bankruptcy. However, some people discover they are unable to file for Chapter 7 bankruptcy.  This is because they don’t qualify under the strict…

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Civil and Criminal Law Differences

Some clients may not know that the same act can subject them to both civil and criminal liability. Our U.S. legal system does in fact have both civil laws to provide remedies to injured parties and criminal sanctions to punish wrongdoers. This article briefly discusses distinctions in criminal and civil law, so you can better understand each system. Different Purpose: Civil…

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Your Responsibilities When Filing a Work Injury Claim

Workplace injuries and illnesses are burdensome and can leave you feeling helpless. In order to get through the time it will take to heal from the workplace injury or illness, you will need assistance from workers’ compensation.  This is what you should receive as an employee under Oklahoma law. While workers’ compensation insurance coverage is available to Oklahoma employees for injuries…

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Oklahoma Divorce Rate One of Highest in the Country

The United States as a country has a very high divorce rate.  The Oklahoma divorce rate is is one of the largest in the country.  In 2012, Oklahoma divorce rate was ranked third, behind Nevada and Maine, as having one of the highest divorce rates, at 12.9%.  More recent statistics show that Oklahoma has 13 divorces per 1,000 marriages per year.  Divorce…

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Criminal Statute of Limitations in Oklahoma

Oklahoma prosecutors have a limited period of time in which to press criminal drug charges against an individual.  This allows police and the prosecutor sufficient time to determine if probable cause exists.  Then to formally charge someone with a drug crime.  Oftentimes, with drug charges, it could take a prosecutor up to one year or even longer to get probable…

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What You Should Know About Oklahoma Rollover Accidents

Oklahoma rollover accidents often involve life threatening and sometimes fatal injuries.  Most of us have heard stories about horrible Oklahoma rollover accidents. This is a function of the severity of this type of accident. Interestingly, most people associate roll-over accidents with SUVs. However, recent statistics suggest that under certain circumstances, anything from a sedan to a tractor-trailer can become vulnerable…

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Should I File for Divorce Before Bankruptcy?

Trying to save your home from foreclosure while having to deal with nagging creditors can create a lot of stress and anxiety. In particular this true for married couples with credit problems.  With 50% of Oklahoma marriages ending in divorce, it well-known that financial issues are a leading reason for divorce.  In fact, many couples trying to address debt problems sometimes…

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