What is TTD in Oklahoma Workers Comp Cases

TTD in Oklahoma workers comp stands for for Temporary Total Disability. It refers to compensation provided to an injured worker who is temporarily unable to work due to a work-related injury or illness. Temporary disability or TTD pays out to you while you are treating for your work injury.

Do I Qualify For TTD For My Work Injury

To qualify for TTD you must receive an injury at work in the course of employment. This seems easy but really there is much more to it. You must receive treatment by a workers compensation doctor and that doctor must write a report that says you were in fact injured in the course of your employment. Not any doctor can see you and take you off work but only a workers compensation doctor. If the workers comp doctor does this the insurance company must approve it. If its approved and there is no light duty that your company can provide you will begin to receive TTD payments.

When Will My TTD Benefits Begin

If you qualify for TTD in Oklahoma workers comp the benefits typically begin after a waiting period, usually around 3-7 days after the injury occurred or the disability began. Its important to understand that one issue many of our injured clients have is getting in to see the workers comp doctor that has the authority to take you off work. Sometimes if the claim is not accepted right off the bat you may have to wait. Another issue can arise if after you receive an injury the insurance company doesn’t refer you to a treating physician that specializes in the area in which you suffered an injury. Still other issues might arise if the insurance company delays MRI or other treatment needed by your doctor to push your treatment forward and if need be take you off work.

How Long Does TTD Last

This really depends on the type injury and the treatment recommendations that your treating physician makes. If your injury is a soft tissue injury the time limit is severely small. This is important to you because the insurance company is famous for delaying treatment or treating your injury as soft tissue only. This is the case for many knee or shoulder injuries that do not appear from the beginning to be surgical or that don’t seem to require injections that take it beyond soft tissue status.

Once they accept your injury and treatment is underway you remain on TTD until the doctor releases you at full medical improvement. Many times you will move from temporary total disability to temporary partial disability. This is the period where the doctor might put you on work restrictions. This might include a weight restriction or some other light duty restriction. If your employer can accommodate your restriction you will have to return to duty but with the restriction.

Contact a Tulsa Okla. Work Injury Attorneys Near You

TTD in Oklahoma Workers Comp isn’t as easy as it sounds. Even in those cases where it seems that the workers compensation insurance company is doing everything for you, they probably are not. Its a mistake for people to think that its their employer who takes care of their work injury. Truth of the matter is that its the insurance company that calls the shots and we all know that they are in business for the profits.

When you get injured at work get legal help. When your injured call one of our Tulsa Okla. workers compensation lawyers to get help in your corner. The Tulsa attorneys at Kania Law Office offer a totally free and confidential consultations. Call us at 918.743.2233 or you can click here and one of our attorney will talk to you on line. Remember, we don’t charge any money up front and do not get any money until you get a settlement.