Stopping garnishments in bankruptcy is easy. Wage garnishments can occur automatically. They happen when government agencies like the IRS or other creditors claim you owe them money. They can also occur as a result of a court order that one of your creditors secured against you. A wage garnishment summons is then issued to your employer. Either way, third parties can take up to 25% of your pay each and every pay period. This can last for a period of time that they determine necessary to pay off the debt you owe them.
If you’re subject to a wage garnishment your employer must comply with the government agency or court order. Once the garnishments in place your paycheck is reduced by the garnishment amount. This of course makes it even more difficult to pay your monthly bills.
Stop Garnishments in Bankruptcy
There is a remedy available to you to put a stop to an Oklahoma garnishments. Basically you must make one of two choices. You can pay off your debt to the company or government agency to whom you owe money, or you can file for Chapter 7 or Chapter 13 bankruptcy. Assuming that you are unable to pay the debt, filing a bankruptcy creates an automatic “stay”. This means that the instant we file your case the garnishment stops.
In addition to stopping the garnishment, filing bankruptcy offers you additional protection. This includes putting an immediate end to harassing phone calls from creditors as well as stopping any debt-related law suits that have been filed against you. If you are the subject of wage garnishment, law suits, or collection harassment, call us today and schedule an appointment with one of our Oklahoma bankruptcy attorneys
We Answer Questions About Garnishments
If your paycheck is being garnished call our attorneys about stopping Oklahoma garnishments in bankruptcy. You can stop the garnishments and all other collection activity while writing off the debt by filing bankruptcy. We will help you Stop the wage garnishment nightmare today. For bankruptcy advice call 918.743.2233