Oklahoma Chapter 7 Means Test 

What is the Means Test?
In 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCA) was passed. The BAPCA requires that you pass the Means Test in order to qualify for a Chapter 7. The Means Test compares your monthly income based on the six months immediately prior to filing against the median income for your state. The median income for your state is a set income limit based on household size. Ask your attorney what the current applicable median income is for your household because these numbers are subject to change periodically. For Mean's Test purposes, your income is determined by averaging the last six months of pay stubs or other evidence of income for the six months immediately prior to filing and projecting it forward for a year. Once you have provided pay stubs or other evidence of income for the prior 6 months, your attorney can compare your average monthly income the applicable median family income. If your income is greater than the state's median income you may not be able to file a Chapter 7. There are a few circumstances which might allow you to pass the means test even if your average income is more than the applicable median family income for your household size. If your income is determined to be less than the median family income for your household size, you can proceed with a Chapter 7.